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Rhode Island Wage Garnishment Attorney

Protecting Your Paychecks & Defending Your Rights

A wage garnishment is when the court orders your employer to withhold a portion of the earnings from your paycheck and send it to your creditor instead. There are many guidelines determining which garnishment rules apply to you and your case. If some of your money is being kept from you, you should speak to a Rhode Island wage garnishment lawyer to ensure the legal limits on how much can be garnished is not being exceeded. When you are already in debt, the last thing you need is someone taking advantage of you and violating your rights.

With over 20 years of practice in bankruptcy law, you can trust the Law Offices of Stephen P. Levesque to help you hold your creditors accountable. Call today at (401) 216-4188.

The State & Federal Limits in Place to Protect You

While wage garnishment orders are a means for creditors to secure the money they are owed, it is not intended to ever put you in a place where you are no longer able to pay for your non-optional living expenses. Rhode Island laws are even stricter than the federal limits, meaning that no more than 25% of your disposable earnings can be garnished. Additionally, Rhode Island law gives a grace year where your salary cannot be garnished if you were a recipient of state or federal welfare.

While wage garnishment orders are typically limited by certain deadlines and thresholds, there are exceptions including:

  • Unpaid income taxes
  • Court ordered child support
  • Defaulted student loans

Don’t Wait, Act Now

Wage garnishments are surrounded by a complex web of guidelines, exceptions, and complex legal language. An experienced Rhode Island bankruptcy lawyer can not only provide sound legal counsel, but also help simplify the wage garnishment process. Our attorney takes the time to speak to clients one-on-one whenever they need him.

Our office offers free consultations so you can start discussing your options without making any obligations. Call (401) 216-4188 to get started.

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Is Well Taken Care Of
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What Your Attorney Does, or Doesn't Do, Can Impact the Rest of Your Life

At our law firm, we promise you knowledge, compassion, and experience. Since 1997, his years of courtroom experience means you will know all your options and you will have a lawyer with the experience to represent you no matter how complicated your case may be. Stephen will fight for you and fight for your best interests. This results in exceptional representation. Stephen is that lawyer you know you can count on to stand by you. Whether at court, during negotiations, or through every legal document, motion, or pleading he prepares, Stephen is aggressively advocating for you. Stephen uses his insight, knowledge, and experience to provide valuable legal information to many people with his radio show on News Talk 630 WPRO. Whether it’s a large or small legal matter, he offers helpful advice that can point listeners in the right direction.

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