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Creditor Harassment in Rhode Island

Fight Back With a Compassionate & Experienced Bankruptcy Attorney

It is not uncommon for creditors to implement extreme and violating measures when attempting to collect debts. If you are receiving constant phone calls at all hours, a flood of threatening letters, or other scare tactics, it is important to know that it is unfair and illegal for you to feel intimidated and additionally stressed during what is already a difficult time in your life. Fortunately, there are several solutions to creditor harassment. Whether you are interested in the immediate relief of filing for bankruptcy or want to collect evidence to construct a harassment case, our Rhode Island bankruptcy lawyers are ready to discuss your options and do what we can to relieve your anxiety.

Let us be the barrier between you and your creditor. Contact the Law Offices of Stephen P. Levesque at (401) 216-4188.

Understanding the Rules

In 1978, the federal government passed the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. Since then, Rhode Island has added additional state laws that further prohibit harassment by debt collectors and protect individuals and businesses throughout the debt collection process.

Legal debt collection measures include:

  • Respectful telephone calls made between 8:00 AM and 9:00 PM
  • Actions allowed for in an existing written contract between parties
  • Disclosing the nature of the debt

Conversely, illegal actions include, but are not limited to:

  • Inflicting physical or emotional harm
  • Threats to the debtor or their family
  • Continued contact after a written request was made to halt communication
  • Deception or misleading means

The Support Offered By a Rhode Island Creditor Harassment Lawyer

Debt collectors know how to extort struggling debtors to the utmost degree, charging fees that can add up to even more than the original debt. A Rhode Island creditor harassment lawyer can help you negotiate a repayment plan that ensures you are not being taken advantage of due to your vulnerability. Our firm has 20 years of experience specializing in bankruptcy matters and can help facilitate a debt settlement process that is fair and respects your rights. You do not have to face the harassers alone.

Contact our firm today by calling (401) 216-4188 to arrange your free initial consultation.

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At our law firm, we promise you knowledge, compassion, and experience. Since 1997, his years of courtroom experience means you will know all your options and you will have a lawyer with the experience to represent you no matter how complicated your case may be. Stephen will fight for you and fight for your best interests. This results in exceptional representation. Stephen is that lawyer you know you can count on to stand by you. Whether at court, during negotiations, or through every legal document, motion, or pleading he prepares, Stephen is aggressively advocating for you. Stephen uses his insight, knowledge, and experience to provide valuable legal information to many people with his radio show on News Talk 630 WPRO. Whether it’s a large or small legal matter, he offers helpful advice that can point listeners in the right direction.

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