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Chapter 13 Bankruptcy Lawyer in Rhode Island

An Attorney Ready to Deliver the Relief You Need

Regardless of where you are in life, you should not have to live under the burden of debt. Chapter 13 bankruptcy is an option available to you to rid yourself of the financial worries that may be infringing on both your emotional wellbeing as well as daily life. The bankruptcy lawyer at the Law Offices of Stephen P. Levesque has the special blend of compassion and years of specific bankruptcy specialization necessary to provide you with premier legal counsel.

The sooner you seek help, the better it is for you. Reach out to an experienced Rhode Island bankruptcy attorney today at (401) 216-4188.

What Is Chapter 13 Bankruptcy?

Chapter 13 bankruptcies are sometimes referred to as a “wage earner’s plan” as they are often used to assist people who fall within the average income range pay off debts. This is done by discharging some of the debt and reorganizing the rest into a manageable payment plan that is made in installments over three to five years.

Chapter 13 can help you:

  • Prevent your home from being foreclosed
  • Make up missed payments, such as for your car or mortgage
  • Pay back taxes (income or property)
  • Retain valuable property
  • Cancel a second mortgage
  • Wipe out other liens on your home

If you follow the terms outlined in your Chapter 13 bankruptcy agreement, whatever debt remains at the end of three to five years is typically discharged.

Do You Need a Rhode Island Bankruptcy Attorney?

Chapter 13 bankruptcies entirely hinge on the 3-5 year repayment plan that is proposed by you, the debtor. We advise speaking to our Rhode Island Chapter 13 attorney for help crafting a plan that is reasonable, achievable, and best serves your interests overall. There are important considerations to take into account when creating your plan, such as defining your disposable income and ensuring you will pay your creditors as much as they would receive if you had filed Chapter 7 bankruptcy instead. Our lawyer possesses a vast knowledge of state and federal law and can help you navigate the process and draft your legal documents.

Come in for your free consultation and hear firsthand how we can help. Call (401) 216-4188 today.

We Make Sure Every Client

Is Well Taken Care Of
  • “I very much appreciate the professionalism, quick response to my calls and thoroughness of you and your staff.”

  • “I won't hesitate to have Stephen handle my situation!”

  • “We just wanted to take a moment to say thank you for helping us get our lives back in order financially. There were many sleepless nights. We thank ...”

  • “Thanks to his quick answers i feel more confident. Thank you kindly!”

  • “It’s refreshing to have such professional, courteous & respectful people surrounding me in business.”

    Former Client
  • “His office was caring and very professional. ”

    Cheryl Lynn
  • “I would recommend Attorney Levesque without question.”

  • “We would like to thank you for all the things you did for us. Thank you for your encouragement and lots of understanding.”

    Former Client
  • “You did more than get out of a pinch, you saved our home and our hearts! Thank you!”

  • “Stephen did everything he said he would do.”

    Former Client
  • “We would like to say thank you for all you have done for us. It was a very difficult and stressful time but you made us feel at ease with everything.”

    Gary & Marisa
  • “We are proud to say that Stephen P. Levesque is our lawyer! ”

    Stephen & Courtney
  • “We want you to know that you saved us from disaster. We called you at a low point in our lives and now we see a light at the end of the tunnel.”

    Arthur & Lynn
  • “He strikes me as down-to-earth, humble, and knowledgeable. If you have a legal question, consider giving him a call for a prompt response.”

  • “You are an upstanding person, very professional yet you treated us like we were your only clients and were treated like friends. ”

    Maria & Helena
What Your Attorney Does, or Doesn't Do, Can Impact the Rest of Your Life

At our law firm, we promise you knowledge, compassion, and experience. Since 1997, his years of courtroom experience means you will know all your options and you will have a lawyer with the experience to represent you no matter how complicated your case may be. Stephen will fight for you and fight for your best interests. This results in exceptional representation. Stephen is that lawyer you know you can count on to stand by you. Whether at court, during negotiations, or through every legal document, motion, or pleading he prepares, Stephen is aggressively advocating for you. Stephen uses his insight, knowledge, and experience to provide valuable legal information to many people with his radio show on News Talk 630 WPRO. Whether it’s a large or small legal matter, he offers helpful advice that can point listeners in the right direction.

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