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Loan Modification Attorney in Rhode Island

Helping You Get a Second Chance

A loan modification is a restructuring of your current loan in order to secure more favorable terms for your financial situation. Typically loan modifications bring a rate reduction as well as a temporarily fixed rate in order to provide some immediate relief. Lowering your monthly payments can prevent foreclosure, and give you time to reorganize your finances. The Rhode Island loan modification lawyer at the Law Offices of Stephen P. Levesque is ready to help you reclaim your quality of life.

You don’t have to figure this out alone. Reach out to your advocate at (401) 216-4188.

The First Step

In order to qualify for a loan modification, you must prove you are struggling financially in a significant way. One of the most common ways to accomplish this is to file for bankruptcy. However, this is not a decision that should be taken lightly. Before you make any moves towards securing a loan modification, you should speak to a bankruptcy lawyer who can give you experienced and personalized counsel on the specifics of your case.

We may be able to convince your bank to agree to:

  • Reduce your interest rate
  • Extend the term of your loan
  • Switch your adjustable rate to a fixed rate
  • Lower your monthly payment
  • Forgive part of the debt

Importance of Representation

If you are not able to make your current monthly payments, you need immediate help. Don’t let the bank ignore you or your lender continue to make money off of your interest. Our Rhode Island loan modification attorney knows how to communicate with and get answers from your mortgage servicing company. We can review your finances, present your needs to your lender, and propose the plan that best provides for you to get back on your feet.

With a Rhode Island bankruptcy lawyer on your side, you are one step closer to finding a resolution. Call us today at (401) 216-4188 to arrange a free consultation.

We Make Sure Every Client

Is Well Taken Care Of
  • “We are proud to say that Stephen P. Levesque is our lawyer! ”

    Stephen & Courtney
  • “His office was caring and very professional. ”

    Cheryl Lynn
  • “I very much appreciate the professionalism, quick response to my calls and thoroughness of you and your staff.”

  • “I would recommend Attorney Levesque without question.”

  • “Thanks to his quick answers i feel more confident. Thank you kindly!”

  • “We would like to thank you for all the things you did for us. Thank you for your encouragement and lots of understanding.”

    Former Client
  • “We just wanted to take a moment to say thank you for helping us get our lives back in order financially. There were many sleepless nights. We thank ...”

  • “You are an upstanding person, very professional yet you treated us like we were your only clients and were treated like friends. ”

    Maria & Helena
  • “I won't hesitate to have Stephen handle my situation!”

  • “It’s refreshing to have such professional, courteous & respectful people surrounding me in business.”

    Former Client
  • “We would like to say thank you for all you have done for us. It was a very difficult and stressful time but you made us feel at ease with everything.”

    Gary & Marisa
  • “He strikes me as down-to-earth, humble, and knowledgeable. If you have a legal question, consider giving him a call for a prompt response.”

  • “We want you to know that you saved us from disaster. We called you at a low point in our lives and now we see a light at the end of the tunnel.”

    Arthur & Lynn
  • “Stephen did everything he said he would do.”

    Former Client
  • “You did more than get out of a pinch, you saved our home and our hearts! Thank you!”

What Your Attorney Does, or Doesn't Do, Can Impact the Rest of Your Life

At our law firm, we promise you knowledge, compassion, and experience. Since 1997, his years of courtroom experience means you will know all your options and you will have a lawyer with the experience to represent you no matter how complicated your case may be. Stephen will fight for you and fight for your best interests. This results in exceptional representation. Stephen is that lawyer you know you can count on to stand by you. Whether at court, during negotiations, or through every legal document, motion, or pleading he prepares, Stephen is aggressively advocating for you. Stephen uses his insight, knowledge, and experience to provide valuable legal information to many people with his radio show on News Talk 630 WPRO. Whether it’s a large or small legal matter, he offers helpful advice that can point listeners in the right direction.

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